Design Your Future: No More Financial Fears!


You can build wealth with a financial plan identifying productive resources that can be leveraged through an entrepreneurial opportunity to create a sustainable livelihood. 


An advice-only financial planner provides general financial advice but does not recommend or execute trades or manage particular investments on behalf of clients. The benefits of working with an advice-only financial planner include the following:

  • Independence: An advice-only financial planner is not tied to any specific financial products or companies so that they can provide unbiased and objective advice. We sit on your side of the table.

  • Flexibility: An advice-only financial planner may work on a fixed-fee or hourly-fee basis, which carries less conflict of interest than working with an asset-based fee financial adviser. The solution is not always to give assets to your adviser to trade or manage.

  • Empowerment: An advice-only financial planner will help clients develop the knowledge and skills to make informed financial decisions rather than just managing their investments. We increase your financial activation levels.

  • Cost-Effective: Advice-only financial planners tend to be less expensive than full-service financial planners who execute trades and manage investments on behalf of clients.

  • Cost-Saving: Our initial assumption is that you can plan your own finances with the right support. You may need one-to-one advice in times of stress or change. In good times, like any energy-saving device, you can switch us off when you don't need us.


As financial planners, we simply plan your finances. We never use financial planning to sell you investments. Here you are your greatest investment. We educate our clients and build their wealth. In the right hands, financial planning can end poverty. Here's how we do it:

  1. Identify productive assets.
  2. Leverage entrepreneurial opportunities.
  3. Create sustainable livelihoods.
  4. Build wealth.


"Eradicating poverty is the greatest global challenge facing the world today and an indispensable requirement for sustainable development, particularly for developing countries. Priority actions on poverty eradication include improving access to sustainable livelihoods, entrepreneurial opportunities and productive resources." - The United Nations.


Investing in yourself is the best investment you can ever make!


Step 1: Download Your Free Pack.

Sign up to our mailing list and we will send you our DIY pack for free by email. It's four pdf documents. The Stand and Deliver! Discovering your money and your life workbook. The Significant STORIES System workbook. The Ikigai Proposition Development Framework workbook. And, the HapNav Tech Spec - the world’s first customer-directed Openbanking-powered financial planning application.

Step 3: Buy The Book.

To accompany the Pack is Steve Conley's book, Your Money or Your Life: Unmask the highway robbers - create wealth in every area of your life. Available to buy in the Shop for £11.99. Price includes international business class postage and packaging anywhere in the world.


Book purchase is optional. It simply aids understanding.


Step 2: Register For App.

Get started monitoring your finances! HapNav - The Happiness Navigator - is the world’s first customer-directed Open banking-powered financial planning application. It is available on a FREE 30- Day Trial, therafter £6.99/ month. Before you begin planning your favourite future, you need reassurance that you have the finances in place for security, saftey, and survival. HapNav helps you know your numbers and fix issues.

Step 4: Meet The Coach.

If you need to upgrade your service for peer group support and a one-to-one coach, don't hesitate to get in touch with us or order a one-hour no-obligation consultation via our Shop. Place your order today and we will contact you within two working days to arrange an appointment at a time that is convenient for you. Because it is an initial exploratory meeting, we chat for an hour and charge half our normal hourly rate.


Start Now For Free, Upgrade Later If You Require Support!


This empowers you to be your own planner. Step 1, download your free DIY pack. Step 2, register with HapNav. Step 3, order our book from the Shop.


Our quick start option!


This is an evergreen community model with coaching support included. No set start and end date. You meet regularly with the coach & community group.


This is for when you find yourself in times of stress or change and need private & personalised one-to-one support by the hour or complete GAME Plan.



See Our Case Studies & Client Testimonials

(Note: These case studies are hypothetical, do not involve a Advice-only Financial Planning client, and should not be construed as a guarantee.)

Work Optional.

Colin & Julia hadn't sat down and talked about what a favourite future looked like for them. What did they both want from life? This vision needed to be decided before we looked at the money.


Business Exit.

George was in negotiations with his business partner about retiring. George wanted to know how critical his business assets were in supporting the lifestyle to which they were both accustomed.


Leaving a Legacy.

Mary wanted to make sure she didn't outlive her capital, but she also wanted to leave a legacy for her kids and grandkids. She also wanted to make substantial gifts to charity. She needed a second opinion.


Want to know what our clients had to say about us? Check out our client testimonials.

In order to reach us

Advice-only Financial Planner

9 Franklin Way


PE23 5GG

United Kingdom

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