Advice-only Financial Planner: Take Control Of Your Finances
Advice-only Financial Planner: Take Control Of Your Finances


Make A Plan For Life, Run Your Own Money.

  • Multiple-award winning personal development programme.
  • Do-it-youself financial planning and investing.
  • World first financial planning app - puts you in control. Links to your bank account.
  • Planning templates to design your favourite future.
  • Make money, not just save money you already made. Whatever your age.
  • Whole person gains - mind, body, heart, spirit, and bank account.
  • Optional coaching support from market leading professionals.

Our initial assumption is most of the time you should do things for yourself with the right support.

Take Control Of Your Finances With Our FREE Starter Pack!

You need a financial plan for the important things in life. At Advice-only Financial Planner, our initial assumption is that you could do your own financial plan with the right support.


Download your free starter pack.

Here You Are The Planner, We Are Your Support Team.

To keep costs minimal and get you started right away, the coach is optional. Begin with DIY Set Up, community and coaching comes later. Dial up and down support as needed.


The good news is, we don't sell products!

"The best place to find a helping hand you can trust is at the end of your own arm."

Learn to run your own money and make your own financial plans. Take complete control of your financial life. Learn an essential skill for life. Self-service financial planning and investing, supported by unbiased professionals.


Beware those who want to manage your money for you and take complete control of your finances, who want to do everything for you. Don't let them take over and tap into your money for fees. Don't let them hijack your goals. If you don't set your own goals, you live by someone else's. And guess what's in it for you? Not much! The evidence overwhelmingly suggests that you can do far better running your own money, and making your own decisions and plans, with expert support and guidance.


Have the courage to live your life true to yourself and not as others expect of you. Make your own plans. Run your own money. We show you how. The Download Starter Pack is FREE when you register for our mailing list.


Living longer better, the elixir of life is knowledge.

How Do I Go About It?

Step 1: Download Your Free Pack.

Sign up to our mailing list and we will send you our DIY pack for free by email. It's four pdf documents. The Stand and Deliver! Discovering your money or your life workbook. The Significant STORIES System workbook. The Ikigai Proposition Development Framework workbook. And, the HapNav Tech Spec - the world’s first customer-directed Openbanking-powered financial planning application.

Step 3: Buy The Book.

To accompany the Pack is Steve Conley's book, Your Money or Your Life: Unmask the highway robbers - create wealth in every area of your life. Available to buy in the Shop for £11.99. Includes international business class postage and packaging anywhere in the world.


Book purchase is optional. It simply aids understanding.


Step 2: Register For App.

Get started! HapNav - The Happiness Navigator - is the world’s first customer-directed Openbanking-powered financial planning application. It is available on a FREE 30- Day Trial, therafter £6.99/ month. Before you begin planning your favourite future, you need reassurance that you have the finances in place for security, saftey, and survival. HapNav helps you know your numbers and fix these things.

Step 4: Meet The Coach.

If you need to upgrade your service for peer group support or a one-to-one coach, please order a one-hour no-obligation consultation via our Shop. Place your order today and we will contact you within two working days to arrange an appointment at a time that is convenient for you. Because it is an initial exploratory meeting, we chat for an hour and charge half our normal hourly rate.


Choose The Best Service Option That Is Right For You


Step 1, download your free DIY pack. Step 2, . register with HapNav. Step 3, order the book from our Shop, Your Money or Your Life.


Our quick start option!


This is a Netflix-style subscription model with coaching support included. You meet occassionally with the coach & community.


This is for when you find yourself at a cross-roads and need personalised one-to-one support. By the hour, or full GAME Plan.



The advice-only financial planner is your personal concierge and your personal financial bodyguard, protecting you from conflicts of interest.

Case Studies.

(Note: These case studies are hypothetical, do not involve a Advice-only Financial Planning client, and should not be construed as a guarantee.)

Work Optional.

Colin & Julia hadn't sat down and talked about what a favourite future looked like for them. What did they both want from life? This vision needed to be decided before we looked at the money.


Business Exit.

George was in negotiations with his business partner about retiring. For the negotiation, George wanted to know how important his business assets were in supporting the lifestyle they were both accustomed to.


Leaving a Legacy.

Mary wanted to make sure she didn't outlive her capital, but she also wanted to leave a legacy for her kids and grandkids. She also wanted to make substantial gifts to charity. She needed a second opinion.


Want to know what our clients had to say about us? Check out our client testimonials.

What Is Advice-only?

What is Advice-only Financial Planning? 


Why Us?

Find out more about us and our awards.



Are you


...looking for reassurance that your strategies are sufficient to ensure you won't outlive your capital? turning your attention to opportunities for personal growth and development?
...looking for ways to help you and your family live longer better?

...wanting to avoid the highway robbers who seek to control your money to tap into for fees?

Take control of your finances. Pay a fair price for professional support as and when you need it.


No matter where you are on your life journey, you will benefit from designing your own favourite future on a solid financial foundation. Our expertise and experience will help you turn potential problems into opportunities. Advice-only financial planning can help you in every area of life. Find out more about advice-only financial planning. Download your starter pack today.


Advice-only Financial Planner is a trading name of The Academy of Life Planning Limited, registered with Companies House in England & Wales. Company number 8016568. Advice-only financial planning is not defined as a regulated activity within section 22 of the Financial Services and Markets Act 2000. The Academy of Life Planning is not therefore required to be regulated by the Financial Conduct Authority and is not registered with the FCA to provide regulated financial advice. Financial planning is general advice as defined in the FCA handbook PERG 8.26.2. The Academy of Life Planning is bound by general consumer law, including the Consumer Protection from Unfair Trading Regulations 2008 and the Consumer Protection (Amendment) Regulations 2014.

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